A-Life Wealth Builder
孩子上学、房贷还在，今天想照顾家人，也希望为以后的生活留点弹性。A-Life Wealth Builder 把身故及完全与永久残障（TPD）保障，与随所选基金表现变化的保单账户价值结合起来。
- 身故或 TPD 时，可按保单条款获得保障给付；特定意外身故情况的给付可能更高，但相关身故利益只会支付其中一项。
- 可按投保资格选择保障至 70、80 或 100 岁。TPD 与意外身故保障只适用于 70 岁前。
- 符合缴费及提款条件者，可能获得 Wealth Rewards 和期满时的 Wealth Booster；指定人生阶段也可按条件提取部分账户价值。
这是投资连结保险，账户价值不获保证，保险费用会从账户扣除，日后也可能需要追加保费才能维持保障。奖励、提款和附加保障均须符合保单条件。
School fees and the mortgage are part of life now; you may also want flexibility for the years ahead. A-Life Wealth Builder combines death and total and permanent disability (TPD) cover with an account value that changes with your chosen funds.
- A death or TPD claim may provide a payout under the policy terms. Some accidental death circumstances may pay more, but only one applicable death benefit is paid.
- Choose cover up to age 70, 80 or 100, subject to eligibility. TPD and accidental death benefits apply only before age 70.
- Wealth Rewards and a Wealth Booster at maturity may be available if payment and withdrawal conditions are met. Certain life-stage events also allow a conditional withdrawal from the account value.
This is investment-linked insurance. Account value is not guaranteed, insurance charges are deducted from it, and additional premiums may be needed to keep cover in force. Rewards, withdrawals and optional benefits are subject to policy terms.
以上只是一般产品概览，并非你的个人保障利益表。实际保额、保费、除外责任及可选附加保障，以销售说明、核保结果及保单合约为准。PDF 将在新标签页打开，可使用浏览器的下载按钮保存。This is a general product overview, not your personal Schedule of Benefits. Actual cover, premium, exclusions and rider availability depend on the sales illustration, underwriting and policy contract. The PDF opens in a new tab; use your browser's download button to save it.