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A-Life Cover

定期人寿保险

如果你希望在选定的期限里,先为依靠你的人安排保障,A-Life Cover 以身故及适用的 TPD 保障为主,不含储蓄或投资部分。

  • 可按资格选择 10 年、20 年,或保障至 70、80 岁。
  • 可选附加保障包括重大疾病、意外与残障、住院收入或保费保障。
  • 符合条件的 AIA Vitality 会员,可通过 Vitality Protect Booster 获得额外身故或 TPD 保障。

TPD 保障如适用,将于 70 岁或所选保障期结束时终止,以较早者为准。附加保障的保费及条件各有不同。

Term life insurance

If your priority is protecting the people who rely on you for a chosen period, A-Life Cover focuses on death and applicable TPD cover, without a savings or investment component.

  • Choose a 10-year or 20-year term, or cover up to age 70 or 80, subject to eligibility.
  • Optional riders can add critical illness, accident and disability, hospital income or premium protection.
  • Eligible AIA Vitality members may receive additional death or TPD cover through Vitality Protect Booster.

TPD cover, if applicable, ends at age 70 or the selected term, whichever comes first. Rider premiums and conditions vary.

下载 AIA 官方手册(PDF)↗Download AIA brochure (PDF) ↗

以上只是一般产品概览,并非你的个人保障利益表。实际保额、保费、除外责任及可选附加保障,以销售说明、核保结果及保单合约为准。PDF 将在新标签页打开,可使用浏览器的下载按钮保存。This is a general product overview, not your personal Schedule of Benefits. Actual cover, premium, exclusions and rider availability depend on the sales illustration, underwriting and policy contract. The PDF opens in a new tab; use your browser's download button to save it.