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A-Life Beyond Critical Care

重大疾病保险

确诊之后,除了治疗,也许要暂停工作、调整生活。A-Life Beyond Critical Care 以符合保单定义的重大疾病给付为核心,帮助你为这段时间预留资金。

  • 涵盖官方列明的 180 种不同阶段的重大疾病状况,按疾病定义与保障结构理赔。
  • 设有符合条件的康复支持;指定情况下可使用 Precision Medicine and Cancer Management 服务。
  • 保障可延续至 80 岁;若重大疾病保障未全额索赔,可能有期满利益。

疾病阶段、等待期、给付比例及总上限均以保单条款为准。Precision Medicine 服务需符合保额等资格;期满利益并非所有情况都适用。

Critical illness insurance

A diagnosis can affect work and daily life as well as treatment. A-Life Beyond Critical Care focuses on benefits for covered critical illnesses, helping you plan for that period.

  • Covers 180 listed conditions across different stages, subject to definitions and benefit rules.
  • Conditional recovery support and Precision Medicine and Cancer Management services may be available.
  • Cover may continue to age 80. A maturity benefit may apply if critical illness benefits have not been fully claimed.

Illness stages, waiting periods, payout percentages and total caps follow the policy terms. Precision Medicine has eligibility requirements, including coverage amount. Maturity benefit does not apply in every case.

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以上只是一般产品概览,并非你的个人保障利益表。实际保额、保费、除外责任及可选附加保障,以销售说明、核保结果及保单合约为准。PDF 将在新标签页打开,可使用浏览器的下载按钮保存。This is a general product overview, not your personal Schedule of Benefits. Actual cover, premium, exclusions and rider availability depend on the sales illustration, underwriting and policy contract. The PDF opens in a new tab; use your browser's download button to save it.

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