MyEssential PA
想先把最基本的意外风险照顾好，不一定需要复杂的组合。MyEssential PA 以意外身故及伤残保障为核心，可再按需要考虑附加选择。
- 发生符合定义的意外身故或伤残时，可按所选保额给付。
- 可按资格选择附加保障，扩展适用的支持范围。
- 保额和保费可按所选计划及个人情况确认。
这是意外保障，疾病本身通常不属于意外给付范围。职业、年龄、除外责任和附加利益均须看正式条款。
If you want to address the essentials first, you may not need a complicated combination. MyEssential PA centres on accidental death and dismemberment, with optional additions.
- A covered accidental death or dismemberment may pay according to the selected sum insured.
- Eligible optional benefits can extend the support available.
- Cover amount and premium depend on the chosen plan and personal details.
This is accident cover; illness alone is generally outside accidental benefit claims. Occupation, age, exclusions and riders follow the formal terms.
以上只是一般产品概览，并非你的个人保障利益表。实际保额、保费、除外责任及可选附加保障，以销售说明、核保结果及保单合约为准。PDF 将在新标签页打开，可使用浏览器的下载按钮保存。This is a general product overview, not your personal Schedule of Benefits. Actual cover, premium, exclusions and rider availability depend on the sales illustration, underwriting and policy contract. The PDF opens in a new tab; use your browser's download button to save it.