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Group Flexible Personal Accident

团体意外保障

团队工作性质不同,担心的意外风险也不同。Group Flexible Personal Accident 让企业先选一项核心意外保障,再按需要考虑医疗、复原或收入相关的附加利益。

  • 可从意外身故及伤残等核心利益中选择,再配置符合资格的附加利益。
  • 可按方案考虑意外医疗、康复及因意外暂时无法工作的收入支持。
  • 特定传染病和骨痛热症保障可作为选项,须符合疾病及等待期定义。

这是一年期团体保障。每项利益的保额、适用情景、等待期和索赔通知要求各有条件;并非所有附加利益都会自动包含。

Group personal accident cover

Different jobs bring different accident risks. Group Flexible Personal Accident lets an organisation choose a core accident benefit and consider optional medical, recovery or income support.

  • Choose an eligible core accidental death or dismemberment benefit, then configure optional benefits.
  • Options may include accident medical, recovery and income support during medical leave.
  • Cover for specified infectious diseases and dengue may be selected, subject to definitions and waiting periods.

This is one-year group cover. Sum insured, eligible events, waiting periods and claim notice requirements vary. Optional benefits are not automatically included.

下载 AIA 官方手册(PDF)↗Download AIA brochure (PDF) ↗ 询问报价 ↘I want a quotation ↘

以上只是一般产品概览,并非你的个人保障利益表。实际保额、保费、除外责任及可选附加保障,以销售说明、核保结果及保单合约为准。PDF 将在新标签页打开,可使用浏览器的下载按钮保存。This is a general product overview, not your personal Schedule of Benefits. Actual cover, premium, exclusions and rider availability depend on the sales illustration, underwriting and policy contract. The PDF opens in a new tab; use your browser's download button to save it.

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