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A-Plus Health 2

医疗附加保障

有些人已经有基本医疗保障,却想看看住院开支、预算和自付额能否安排得更合适。A-Plus Health 2 提供不同医疗保障选择,也设有符合条件的 Health Wallet。

  • 按所选方案保障合资格的住院及治疗开支,设有相应限额。
  • 可按方案选择自付额,平衡保费与发生索赔时需自行承担的部分。
  • 符合条件时,Health Wallet 及 AIA Vitality 相关利益可提供额外支持。

这是附加保障,须确认合资格主保单及可选方案。自付额、年度限额、等待期和奖励条件会影响实际利益。

Medical rider

You may already have basic medical cover and want a better fit for hospital costs, budget and out-of-pocket spending. A-Plus Health 2 offers medical plan choices and a conditional Health Wallet.

  • Eligible hospital and treatment costs are covered within the chosen plan's limits.
  • A deductible option may help balance premium against the amount you pay when claiming.
  • Health Wallet and AIA Vitality benefits may add support when conditions are met.

This is a rider; confirm the eligible base policy and available plan. Deductibles, annual limits, waiting periods and reward conditions affect the actual benefits.

下载 AIA 官方手册(PDF)↗Download AIA brochure (PDF) ↗ 询问报价 ↘I want a quotation ↘

以上只是一般产品概览,并非你的个人保障利益表。实际保额、保费、除外责任及可选附加保障,以销售说明、核保结果及保单合约为准。PDF 将在新标签页打开,可使用浏览器的下载按钮保存。This is a general product overview, not your personal Schedule of Benefits. Actual cover, premium, exclusions and rider availability depend on the sales illustration, underwriting and policy contract. The PDF opens in a new tab; use your browser's download button to save it.

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